AI & Speed

From months to days. Safely.

Building banking software has always meant choosing between speed and safety. Overpass eliminates that trade-off. AI agents handle the heavy lifting - writing code, reviewing it, deploying it - while your team stays in control of every decision.

How It Works

Describe what you need. Agents deliver it.

Your team describes a feature in plain language. Overpass agents take it from there - writing the code, reviewing it for security and compliance, and deploying it to your environment. All in a fraction of the time it would take manually.

This isn't a prototype or a demo. It's how Ikigai Digital has been delivering banking software for our clients - and now we're making it available to you.

New feature request

Describe a feature...

What this means for your bank

Days, not months

A feature that used to take a team 12 weeks - scoping, coding, reviewing, testing, deploying - now takes days. The agents handle the execution while your team focuses on what matters: the business logic.

Safe by default

Every line of code is reviewed against your compliance standards before it reaches production. Security isn't a separate step - it's built into every agent interaction.

Your team stays in control

Agents propose, humans approve. Your architects define the standards, your team reviews the output, your leadership signs off on releases. AI accelerates the work - it doesn't replace the judgement.

Compounding velocity

Every feature the agents build makes the next one faster. Knowledge bases grow, patterns are learned, and your team's standards become encoded into the system.

Custom Agents

Build agents that know your bank

Overpass comes with agents for development, review, and deployment out of the box. But the real power is that you can build your own.

Every bank has unique processes — compliance workflows, reporting requirements, internal standards. Instead of forcing your team to document everything in wikis that nobody reads, encode that knowledge into agents that actively apply it.

Compliance Agent

Train an agent on your regulatory requirements. It reviews every change against your compliance framework — flagging issues before they become audit findings.

Reporting Agent

Build an agent that generates regulatory reports from your data. Describe what you need in plain language, and it produces formatted, accurate output — every time.

Onboarding Agent

New team members get an agent trained on your codebase, your conventions, and your architecture decisions. They're productive from day one, not month one.

Your Agent

Any repeatable process your team does today can become an agent. Define the knowledge, set the guardrails, and let it work alongside your people.

Agents are only as good as what they know

Every Overpass agent is powered by a knowledge base — a curated collection of your API specifications, internal documentation, and compliance standards. When an agent builds a feature, it doesn't guess. It queries the knowledge base and only uses what's relevant — injecting only the APIs needed for that specific feature, not the entire library. The result is cleaner code, fewer errors, and applications that pass compliance review the first time.

Your Intelligence, Your Rules

Bring your own LLM provider

Every bank has different policies about where data can go and which vendors are approved. Overpass doesn't lock you into any AI provider. You choose the intelligence that fits your institution - and you can change your mind at any time.

If your policy says all AI must run within your AWS account, use Bedrock. If your team prefers Google's models, use Vertex. If you need full air-gap isolation, host an open-source model on your own hardware. Overpass adapts to you - not the other way around.

Google Vertex AI

Gemini models, enterprise SLAs, GCP-native

AWS Bedrock

Claude, Llama, and more - inside your VPC

Azure OpenAI

GPT-4o, enterprise compliance, Azure-integrated

OpenRouter

Access 200+ models through a single API

Self-hosted

Run open-source models on your own infrastructure

Any OpenAI-compatible API

If it speaks the OpenAI protocol, Overpass works with it

Zero lock-in. Full control.

Your data never leaves your chosen provider - Overpass routes, it doesn't store

Switch providers at any time without changing application code

Use different models for different tasks - fast models for code, powerful models for review

Air-gapped? Self-host an open model and Overpass works identically

Every AI interaction is logged and auditable - your compliance team has full visibility

Ready to see it in your colours?

Enter your bank's website and get a branded starter kit in seconds - themed to your brand, ready to scaffold, deployable anywhere.

Build Your Starter Kit